Medical Education and the Public Service Loan Forgiveness Program: Unnecessary Uncertainties

Intended to encourage employment in a wide range of typically low-paying public service positions, the federal Public Service Loan Forgiveness (PSLF) program is now popular to help medical school graduates alleviate growing educational debt burdens. The PSLF program requires medical school graduates to make 10 years of loan repayments while working at nonprofit or governmental institutions, after which any remaining debt is forgiven. In this commentary, the authors discuss how PSLF affects the affordability of medical school and the distribution of the physician workforce and consider the possible effect of proposed changes, including its elimination.

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